Saving Painlessly…More Tips for Surviving the Crisis

Saving Painlessly…More Tips for Surviving the Crisis August 29, 2008

Posted by mona in : Uncategorized , trackback

To continue about saving tips…

Avoid buying in bulk - There are people who say you can save a lot if you buy in bulk. It’s probably true if you’re buying stocks for your convenience store. Unless you have a dozen kids, buying six bottles of shampoo just because it’s on sale doesn’t make it practical for a family of four. You’ll end up spending “a lot for a few varitey of items” and it leaves little leeway to buy everything else that you need.

Avoid eating out - Try scheduling that trip to the grocery after you’ve eaten lunch at home. The money we spend when eating out can actually equate to the family’s entire meal budget for the whole day.

Watts what you buy - Conserve electricity at all times. Don’t use the airconditioning during cool months. Unplug all the appliances that are not being used. A TV or a stereo left on standby mode actually consumes electricity. Switch from incandescent to energy saving bulbs. Check out the energy efficiency ratings of the appliances that you buy.

Take advantage of loyalty point cards and coupons - It doesn’t hurt to have your card swiped everytime you make a purchase in the grocery or load up fuel. Accumulated points can be used to purchase something to reward yourself with or to take off a chunk from your next bill.

Don’t forget your freebies and rebates - You see a lot of flyers together with your credit card bills. Take time out to read them. Sometimes, you can get a free meal just by showing a particular restaurant your card and receipts of your purchases from other establishments. Make sure that you use them up before they expire. There are, however, promos that are just really way overboard. Is ir really practical to spend a thousand bucks just to get a free scoop of ice cream?!!

Cut the cards - Cut the credit cards that you don’t use. If you don’t, you’ll just be wasting money for another year of annual fees.

Avoid late payments for your credit cards - They charge a loooooooooot for late payments!

Read up before you buy - It is always best to read up on a gadget’s features and product reviews. Sometimes the hottest gadgets outin the market have a lot of features that you don’t really need. You might end up paying more and getting less. Or paying more for things you don’t have much use for…In the end, you almost always end up paying more…you just have to make sure you get your money’s worth…

– I’ll try to think up of more tips. But it would help if you’d help me do the thinking…How do you save? –